Bitcoin as Collateral: The First Real Bitcoin-Backed Credit Card
October 22, 2025
With a $25,000 grant from Starknet, we’re building something entirely new - the first real Bitcoin-backed credit card, secured by Bitcoin itself.
Rethinking How Credit Works
Traditional credit cards rely on your credit score and a bank’s approval.
Ours relies on your Bitcoin - your collateral.
No credit checks. No intermediaries deciding if you can access your own funds.
It shifts credit to run on Bitcoin, not around it.
Why Starknet Backed Us
Starknet chose to support this project because they understand what we’re building - a fundamental change in how credit can function.
Real Bitcoin infrastructure requires innovation, not just repackaging old banking products with crypto branding.
Our Vision
Bitcoin is money, and we’re building the infrastructure to use it.
Now we’re taking the next step — Bitcoin as collateral.
The card we’re building keeps Bitcoin under self-custody and turns it into usable credit, bridging the gap between holding and using.
What’s Next
This October, our team is in Bali for the XFounders program, building side by side with other Bitcoin ecosystem startups.
It’s one month of design, development, and go-to-market execution powered by Starknet Foundation.
We’re turning Bitcoin into usable credit - real freedom, built on self-custody.
